What does pet insurance cost in Mexico?

8 out of 10 Mexican households have pets. What do these insurances cover?

4 min read

What does pet insurance cost in Mexico?
What does pet insurance cost in Mexico?

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In Mexico we love to have pets, we consider them part of the family and as such we spend everything that is necessary for their well-being. Eight out of ten households in the country have pets;; According to BBVA data, this is more common than in children under 9 years of age.

In addition, six in ten Mexicans take their pets to the vet more than three times a year. That means 797 million cats were spent on medical care for dogs and cats in 2019, according to the bank.

As a result, more and more people are keen to get health insurance for their cat or dog in order to anticipate veterinary bills and even funerals. But what options are there on the market? We’ll show you a few so you can choose the one that best fits your bag and your furry friend.


The bank recently got cat and dog insurance that covers accidental death, funeral expenses and Damage to third parties up to 10,000 pesos. There are also two free visits to a veterinarian at home and two at the office.

The insurance cover is also included in the following cases:

  • Veterinary references
  • Guide to traveling with pets
  • Advice in case of loss
  • Telephone legal advice
  • Telephone veterinary help
  • Discounts in veterinary clinics
  • Hospitalization
  • Veterinary Prescription Studies

The characteristics that the pet must have in order to be insured are:

  • Must be a house dog or cat
  • Be between 6 months and 9 years old
  • It doesn’t matter if you are a mixed breed or a specific breed

Did that cost? You can list the insurance on the BBVA page by entering some information about your pet. However, in most cases the annual cost is 2,400.19 pesos, including VAT.

In 2019, 797 million cats were spent on medical care for dogs and cats / Image: Depositphotos.com


In contrast to BBVA, this insurance only applies to dogs. However, depending on the insurance coverage you want to take out, it offers other advantages.

For example, Coverage for death or compulsory sacrifice is 5,000 pesos in the basic package, plus there are 35,000. This second package also includes loss search costs, medical expenses due to accidents, accommodation of the dog if the owner is hospitalized and up to 35,000 pesos for violent robbery.

These are the requirements they make:

  • From 6 months to 7 years, maximum extension up to 12 years.
  • The animals must have valid vaccination, deworming and photo records at the time of recruitment.
  • For amounts insured over USD 15,000.00: microchip and / or tattoo and family tree.

According to information on the Mapfre website, the total cost of insurance in a basic package starts at 200 pesos, the premium at 430 pesos and the plus at 1,500 pesos.

Surat RSA

This applies to dogs and cats between the ages of zero and 14 years. The sum insured depends on the age of the pet. For example, if your cat is under a year old, the insurance will cover 90% of the sum insured, and if she is 14 years old, only 20%.

The insurance benefits are:

  • Veterinary treatment fees
  • Purchase price in the event of death, theft or loss
  • Third Party Liability.

HDI insurance

If you are often in your car with a dog or cat, this may interest you. HDI Seguros includes the care of your pet with the coverage of medical costs in the car insurance.

Pets traveling in your car and injured in an accident are covered by a sum of 15,000 pesos for veterinary assistance or funeral expenses. The breed and size of the pet does not matter.

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