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These are the new measures taken by the Treasury to restructure loans

September 24, 2020

The initiative aims to continue helping people and businesses mitigate the economic impact of the COVID-19 pandemic.

3 min read


  • The initiative aims to continue helping people and businesses mitigate the economic impact of the COVID-19 pandemic.
  • Financial institutions must reduce the payment made by at least 25%.
These are the new measures taken by the Treasury to restructure loans
These are the new measures taken by the Treasury to restructure loans

Now if you have a bank balance you can reduce your payment by 25%. The Ministry of Finance and Public Credit (SHCP) by the National Banking and Securities Commission (CNBV)This Wednesday, September 23rd, new measures were unveiled to allow banks and other financial intermediaries to restructure the debts of users who request it.

This new package of measures enables financial institutions to restructure loans with lower interest rates, extend payment terms and offer lower rates to customers who need them.

The initiative aims to continue helping people and businesses mitigate the economic impact of the COVID-19 pandemic.

Photo: Depositphotos.com

The agency said in a statement that these measures intend that financial institutions “adapt payment systems to the new reality of the economy of borrowers and their families, for which they will invariably reduce the payment made, at least by 25%, which means that the remaining term is extended to 50% of the original term. ”

The four measures that the tax authorities through the CNBV, decided to apply are:

  1. Charge a smaller amount of specific provisions if a restructuring has been agreed with the client.

  2. Recognize the specific provisions that are released by restructuring a loan as additional provisions.

  3. You will be able to capture higher regulatory capital by considering additional reserves as part of the ancillary capital.

  4. Carefully reduce capital requirements for credit risk.

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