Do you want to move and do you want to get your Infonavit credit? Before making the request, we suggest you carry out an analysis of your income.
3 min read
The opinions expressed by collaborators are personal.
This coronavirus pandemic quarantine has probably given you time to think about your projects. From buying a house to remodeling your current home , if you are affiliated with Infonavit you can carry out procedures online.
If you want to take advantage of your time, at Propiedades.com we have prepared a brief guide for you to carry out your procedures online. In this way, you will not have to leave your house and you will avoid the spread of the virus.
Pre-qualify for a credit and open house
Do you want to move and do you want to get your Infonavit credit? Before making the request, we suggest you carry out an analysis of your income. This will not only help you set monthly payment goals, but keep a budget.
Within the Infonavit site, you will find this family budget calculator . With it you can make a comparison between your monthly income and credit payments. In addition, you can add other expenses that give you a broad picture of your current financial situation.
Likewise, you can make a prequalification consultation. With this, you can ensure that you are a candidate to apply for an Infonavit credit. To do so, you just have to click here and fill in the information they ask for.
If you have already paid 90% of your credit
With the 90 Diez Program, the institution helps borrowers to finish paying earlier. This benefit is only for those who have paid 90 percent or more of their credit. It consists of applying a discount equivalent to the rest of the debt, to settle earlier.
To know if you have been chosen, you must access the My Infonavit Account portal and check your balance. In it you will see the discount for the program. If you want to know more about this benefit and how to avoid extraordinary retentions, we recommend that you dial: 55 9171 5050 in Mexico City and 800 008 3900 for any part of the country.
Remember to be aware of your payments and your account statement. When you finish paying you will need some documents to complete your financial procedures.
According to Leonardo González, Real Estate analyst at Propiedades.com, if this procedure is not carried out, it can complicate the sale of the property, obtaining a new credit that guarantees that property or the execution of a will.
Are you independent and want to join Infonavit?
If you work on your own and want to buy a house, we tell you how to do it through the Let's Grow Together Program. Enter this league and see from home what this program consists of. This way you not only avoid leaving home, you also prevent the spread of the coronavirus.
Remember that the main thing is to stay safe and sound. Carrying out procedures such as prequalifications or online payments is a great step to achieve your goals. During quarantine, you can start with this and start saving to realize your dreams.